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Credit Card Deals:
这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看
Top Cards 旅游卡 | 容易申请卡 | 其它卡 

Tangerine Money-Back Credit Card
  • No annual fee
  • No limit on the amount of Money-Back Rewards you can earn
  • A full 1% cash back on all other eligible purchases
  • Three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card
  • 1.5% Foreign Conversion Fee – one of the lowest in market
  • Free Cards for Authorized Users on your Account
  • Apply Now

Tangerine是原来的ING direct银行,现推出Tangerine Money-Back Credit Card,该卡无年费,在自选的3个类别中(买菜,家具,餐馆,酒店,加油,月付账单,药店,建材,娱乐,公共交通和停车),每笔消费都可以获得2%返现,其它消费可获1%返现。

American Express® SimplyCash™ Card
  • New SimplyCash™ Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on all other purchases when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • Optional Balance Transfer Offer to new Cardmembers – Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application.
  • No annual fee
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
  • Apply Now

Scotia Momentum VISA Infinite card
  • A full 4% cash back on all eligible gas station and grocery store purchases
  • A full 2% cash back on eligible drug store purchases and recurring bill payments
  • A full 1% cash back on all other eligible purchases
  • Get an introductory 1.99% on Balance transfers for the first six months.
  • Apply Now

开卡前三个月共$3000享受5%返现, 而后 买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税. 查看详情>>.
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。

University of Toronto MBNA Rewards MasterCard® credit card
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Apply Now
Other Universities:University of Ottawa | University of Alberta  | University of Calgary  | McGill University  | University of Guelph  | University of Victoria

申一张自己学校的卡满满的荣誉感,没有年费,1%消费回馈。

The Platinum Card ®
  • New Platinum Card® Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership.
  • Platinum members are automatically enrolled in the Membership Rewards First™ Tier and earn 1.25 points for every dollar in purchases charged to the Card
  • The Platinum Card gives you access to exceptional lounge benefits such as the Canadian Platinum Lounge Benefit, Airport Club Program and access to the Cathay Pacific Business Class lounges and oneworld® alliance airlines Business Class lounges.
  • You will also have access to elevated status with many Hotel & Car Rental loyalty programs, $200 Annual Travel Credit for Travel Bookings through Platinum Card Travel Service, lodging benefits at a collection of over 900 Fine Hotels & Resorts around the world, access to special events and unique opportunities and a dedicated concierge team
  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
  • Apply Now

TD Aeroplan Visa Infinite* Card
  • Receive a Welcome Bonus of 15,000 Aeroplan Miles with your first Purchase
  • Anniversary Bonus of 5,000 Aeroplan Miles when you keep your Account open, active and in good standing one year after Account approval
  • 100% Annual Fee Rebate for the first year (Primary Cardholder only) – that’s $120 in savings! Offer Valid until Mar 5, 2017
  • Earn 1.5 miles for every $1 spent on eligible gas, grocery, drugstore and aircanada.com Purchases made with your Card.
  • Earn 1 mile for every $1 you spend on all other Purchases on your Card.
  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and with 100 online retailers
  • Your Aeroplan miles will not expire as long as you are a TD Aeroplan Credit Cardholder
  • Enjoy an extensive suite of travel insurances for peace of mind on your next getaway.
  • Apply Now

开卡最高送15000 加航积分,90天后再送10000加航积分,添加副卡获5000加航积分

MBNA Rewards World Elite® MasterCard® credit card
  • Get all the features of the MBNA Rewards card with more earning potential
  • Earn 2 MBNA Rewards point for every $1 in eligible purchases‡
  • Get 10,000 bonus points after your first eligible purchase††
  • No limit to the points that can be earned in a year, points don’t expire
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • Enjoy price protection** and concierge services**
  • $89 annual fee
  • Take advantage of a credit card that rewards you for who you are.
  • Apply Now

开卡送10000 积分=$100,首年无年费!

Scotiabank® GM®* VISA* Card
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • No Annual fee
  • Apply Now

对于感兴趣买GM旗下品牌汽车的人士,这张卡每年前5千消费都返还5%,也就是$250可以用于报销买车花销,超过5千的部分也有2%。
本卡还有年费版本:每年前$10000消费 5%返现用于购买GM汽车,而后2%,年费$79

TD First Class Travel Visa Infinite* Card
  • Receive a Welcome Bonus of 20,000 TD Points after your first Purchase
  • You could receive another 5,000 bonus TD Points if you keep your Account open, active and in good standing for 90 days after your Account is opened
  • In addition, you could receive 5,000 TD Points when you add an Authorized User to your Account by December 2nd (Authorized User must call and activate their Card by Jan. 16, 2017)
  • Annual Fee Rebate for the first year(Primary Cardholder only) – that’s $120 in savings!
  • Offer Valid until December 2, 2016
  • Earn 3 TD Points for every $1 spent on Purchases made using your Card
  • Earn 9 TD Points for every $1 spent on travel purchases made online through ExpediaForTD.com with your Card.
  • TD Points can be redeemed to help pay for almost any travel expense charged to your TD Travel Credit Card
  • Travel protected with insurance coverages including Travel Medical Insurance and Travel Cancellation/Trip Interruption Insurance
  • Apply Now

开卡送20000 TD points(价值$100),持卡90天后再送5000 TD points, 喜欢用expedia定旅游的很合适,在ExpediaForTD.com消费相当于4.5%回馈。

The Starwood Preferred Guest®* Credit Card from American Express
  • New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints®* after you charge $1500 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1 Starpoint for every $1 in purchases charged to the Card.
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year.
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year.
  • Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world's most desired hotels in nearly 100 countries.
  • Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights.
  • Experience once-in-a-lifetime events with SPG Moments.
  • American Express Invites™ opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and among the first to go!
  • $120 Annual Fee (Supplementary Cards: $50 annual fee, waived for the first year)
  • Annual interest rate 19.99% on purchases and 21.99% on funds advances.
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
  • Apply Now

Alaska Airlines World Elite® MasterCard® credit card
  • Receive 25,000 Bonus Miles†† after your first eligible purchase
  • Earn 1 Bonus Mile per $1 spent on every eligible purchase‡
  • Earn 3 Bonus Miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages‡
  • Receive an annual Companion Fare from $121 (USD) ($99 base fare, plus taxes and fees from $22)◊◊
  • Redeem Miles for flights to over 700 destinations worldwide‡
  • $75 annual fee
  • 查看详情

阿拉斯加航空联名卡,开卡送2.5万里程,够换一张美国加拿大内往返机票,每年可以最低$122 USD购买一张同伴机票(美国加拿大境内)。 阿拉斯加航空公司,虽然不属于大的航空联盟,但是和海南航空,Delta, American Airline, 香港国泰等都是伙伴公司。 30000点积分就够免费兑换一张单程从加拿大回中国的机票了(海南航空)。 5万点可以免费兑换国泰航空或海南航空到亚洲的商务舱单程机票.

SCENE® VISA card
  • Start with 2,000 bonus SCENE points when your first purchase is made within the first 60 days
  • Earn 5 SCENE points for every $1 you spend on SCENE VISA purchases at participating Cineplex EntertainmentΔ theatres or online at cineplex.com
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • $0 annual fee
  • Apply Now

为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换2张电影票, 看电影消费5倍积分.

Platinum Plus® MasterCard® credit card - 0% for 12
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
  • 查看详情

在其它的信用卡上欠了钱一时还不上可是要不得,利息可是高的吃人, 可以用这种卡过度一下,把债务转到这张卡,前12个月无利息!(注意转债务时有1%手续费)
容易申请卡 最热推荐卡 | 旅行相关卡 | 其它卡 

L earn® VISA card
  • Get up to a 1% Moneyback reward
  • $0 annual fee
  • Apply Now

为学生设计,没有年费,最高有1%返现(每年前500返0.25%,500~1000返0.5%,1000以上返1%)

SCENE® VISA card
  • 4,000 bonus SCENE points with $500 in everyday purchases within the first three months. For accounts opened by January 31, 2017.
  • Earn 5 SCENE points for every $1 you spend on SCENE VISA purchases at participating Cineplex EntertainmentΔ theatres or online at cineplex.com
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • $0 annual fee
  • 查看详情

为学生及爱看电影的达人设计,没有年费,开卡送4000点,够换4张电影票, 看电影消费5倍积分.
旅行相关卡 最热推荐卡 | 容易申请卡 | 其它卡 

Best Western MasterCard® Credit Card
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, elite status upgrades◊◊, dining, airfare, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Apply Now

送2万点,最多可以换2晚酒店住宿,白拿的点数换礼品卡也行,沃尔玛,Sears,petrocanada加油,相当于白给$75,无年费
点数兑换例子 Best western 酒店8000点/晚起,其他也可以兑换常用礼品卡:
  • 6500 points for Petro-Canada Gift Card $25CAD or Exxon/Mobil Gas Card $25USD
  • 6500 points for Red Lobster Gift Card $25CAD
  • 6500 points for Best Buy Gift Card $25CAD
  • 6500 points for Walmart Gift Card $25CAD
  • 6500 points for Sears Gift Card $25CAD
  • 6500 points for HBC Gift Card $25CAD
  • 16000 points for CAA Membership New Basic 1 Year
所以送的2万点积分可以兑换$75礼品卡!

Scotiabank Gold American Express Card
  • 20,000 Scotia Rewards bonus points,with $750 in net purchases in first three months - worth $200 in travel.
  • 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Comprehensive travel insurance,Includes travel emergency medical
  • $99 first year annual fee waiver. For accounts opened by January 31, 2017.
  • Apply Now
开卡三个月消费满$750就送2万点积分,价值$200, 加油买菜吃饭都有4倍积分
美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了.

TD Aeroplan Visa Infinite* Card
  • Receive a Welcome Bonus of 15,000 Aeroplan Miles with your first Purchase
  • Anniversary Bonus of 5,000 Aeroplan Miles when you keep your Account open, active and in good standing one year after Account approval
  • 100% Annual Fee Rebate for the first year (Primary Cardholder only) – that’s $120 in savings! Offer Valid until Mar 5, 2017
  • Earn 1.5 miles for every $1 spent on eligible gas, grocery, drugstore and aircanada.com Purchases made with your Card.
  • Earn 1 mile for every $1 you spend on all other Purchases on your Card.
  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and with 100 online retailers
  • Your Aeroplan miles will not expire as long as you are a TD Aeroplan Credit Cardholder
  • Enjoy an extensive suite of travel insurances for peace of mind on your next getaway.
  • Apply Now

开卡最高送20000 加航积分,首年无年费!
其它卡 最热推荐卡 | 容易申请卡 | 旅行相关卡 

Scotia Momentum
  • 1% cash back On all eligible gas station, grocery store, drug store purchases and recurring payments.
  • 0.5% cash back On all other eligible purchases
  • No annual fee
  • Apply Now

加油买菜手机账单等1%返现,其他0.5%,AVIS租车有20% off, 无年费,较易申请

ScotiaHockey NHL® VISA card
  • Choose your favourite team card
  • One ScotiaHockey Reward point for every $1
  • 20% off purchases at the NHL's official online store
  • $29 annual fee
  • Apply Now

冰球爱好者搞个自己队的卡绝对拉风, 开卡送3000点,NHL.com使用打8折, 年费$29
* See the online credit card application for details about terms and conditions. All credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
其它加拿大信用卡
Apply Now Platinum Plus® MasterCard® credit card - 0% for 12 - By MBNA Canada
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Apply Here