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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看

Scotiabank SCENE® VISA card

  • $0 annual fee
  • Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months.
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
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为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换2张电影票, 看电影消费5倍积分.

Starwood Preferred Guest®* Business Credit Card from American Express

  • Annual fee $120
  • Supplementary Card fee: 0
  • Purchase Regular APR $19.99%
  • Cash Advance Rate 22.99%
  • Balance Transfer? No
  • Regular Balance Transfer APR: N/A
  • Late Fee: $0
  • Penalty APR: 23.99%-26.99%
  • New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 50,000 bonus points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.*
  • Earn 5 points for every dollar in eligible Cardpurchases at participating SPG®* and Marriott Rewards®* properties.*
  • Earn 2 points for every $1 in all other Card purchases.*
  • Receive an Annual Free Night Award at eligible hotels and resorts worldwide every anniversary*No annual fee on Supplementary Cards.
  • Redeem points for free nights with no blackout dates at over 6,500 of the world's most desired hotels.
  • Automatic Silver Elite status membership.*
  • Enjoy an automatic upgrade to Starwood Gold Elite status when you reach $30,000 in purchases on the Card each year.*
  • *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
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TD Aeroplan Visa Infinite* Card

  • Receive a Welcome Bonus of 15,000 Aeroplan Miles with your first Purchase
  • Anniversary Bonus of 5,000 Aeroplan Miles when you keep your Account open, active and in good standing one year after Account approval
  • 100% Annual Fee Rebate for the first year (Primary Cardholder only) – that’s $120 in savings! Offer Valid until Mar 5, 2017
  • Earn 1.5 miles for every $1 spent on eligible gas, grocery, drugstore and aircanada.com Purchases made with your Card.
  • Earn 1 mile for every $1 you spend on all other Purchases on your Card.
  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and with 100 online retailers
  • Your Aeroplan miles will not expire as long as you are a TD Aeroplan Credit Cardholder
  • Enjoy an extensive suite of travel insurances for peace of mind on your next getaway.
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开卡最高送15000 加航积分,90天后再送10000加航积分,添加副卡获5000加航积分

Tangerine是原来的ING direct银行,现推出Tangerine Money-Back Credit Card,该卡无年费,在自选的3个类别中(买菜,家具,餐馆,酒店,加油,月付账单,药店,建材,娱乐,公共交通和停车),每笔消费都可以获得2%返现,其它消费可获0.5%返现。

• 年费:每月CDN$10(年费CDN$120,附卡不收费)

• 积分:持卡人第一年每月消费C$500后可得到2500 MR的奖励。也就是说,第一年最高可得30000 MR的欢迎积分。

• 日常消费积分:买菜/餐厅吃饭等每消费c$1可得5 MR 积分,旅行/加油等每消费C$1可得2 MR 积分,其他消费C$1可得1 MR 积分。

开卡三个月消费满$1000就送15000点积分,价值$150, 加油买菜吃饭都有4倍积分

美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了.

开卡第一年免年费。 买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税. 查看详情>>.

还可以到Grocery店去购买其它的礼品卡, 比如best buy,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。

开卡送10000 积分=$100,首年无年费!

对于感兴趣买GM旗下品牌汽车的人士,这张卡每年前5千消费都返还5%,也就是$250可以用于报销买车花销,超过5千的部分也有2%。

本卡还有年费版本:每年前$10000消费 5%返现用于购买GM汽车,而后2%,年费$79

阿拉斯加航空联名卡,开卡送2.5万里程,够换一张美国加拿大内往返机票,每年可以最低$122 USD购买一张同伴机票(美国加拿大境内)。 阿拉斯加航空公司,虽然不属于大的航空联盟,但是和海南航空,Delta, American Airline, 香港国泰等都是伙伴公司。 30000点积分就够免费兑换一张单程从加拿大回中国的机票了(海南航空)。 5万点可以免费兑换国泰航空或海南航空到亚洲的商务舱单程机票.

加油买菜手机账单等1%返现,其他0.5%,AVIS租车有20% off, 无年费,较易申请

送2万点,最多可以换2晚酒店住宿,白拿的点数换礼品卡也行,沃尔玛,Sears,petrocanada加油,相当于白给$75,无年费

点数兑换例子 Best western 酒店8000点/晚起,其他也可以兑换常用礼品卡:

6500 points for Petro-Canada Gift Card $25CAD or Exxon/Mobil Gas Card $25USD

6500 points for Red Lobster Gift Card $25CAD

6500 points for Best Buy Gift Card $25CAD

6500 points for Walmart Gift Card $25CAD

6500 points for Sears Gift Card $25CAD

6500 points for HBC Gift Card $25CAD

16000 points for CAA Membership New Basic 1 Year

所以送的2万点积分可以兑换$75礼品卡!

申一张自己学校的卡满满的荣誉感,没有年费,1%消费回馈。

Other Universities:University of Ottawa | University of Alberta | University of Calgary | McGill University | University of Guelph | University of Victoria

Platinum Plus® MasterCard® credit card - 0% for 12

  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
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在其它的信用卡上欠了钱一时还不上可是要不得,利息可是高的吃人, 可以用这种卡过度一下,把债务转到这张卡,前12个月无利息!(注意转债务时有1%手续费)

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