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Credit Card Deals:

这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看

American Express® Gold Rewards Card

  • New American Express® Gold Rewards Cardmembers, earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership
  • Annual Fee: $150 Annual Fee
  • Earn 2 points for every $1 in Card purchases on eligible travel and everyday purchases
  • Transfer your points to frequent flyer programs3, or one-to-one to Aeroplan®*4 and Avios
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit.
  • Your first Supplementary Card is FREE. Each additional Card is $50 annually.
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
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Tangerine是原来的ING direct银行,现推出Tangerine Money-Back Credit Card,该卡无年费,在自选的3个类别中(买菜,家具,餐馆,酒店,加油,月付账单,药店,建材,娱乐,公共交通和停车),每笔消费都可以获得2%返现,其它消费可获0.5%返现。

开卡前6个月每笔消费都可以获得5%返现,最多$300, 以后所有消费可获2%返现。

开卡前三个月共$3000享受5%返现, 而后 买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税. 查看详情>>.

还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。

申一张自己学校的卡满满的荣誉感,没有年费,1%消费回馈。

Other Universities:University of Ottawa | University of Alberta | University of Calgary | McGill University | University of Guelph | University of Victoria

MBNA Rewards World Elite® MasterCard® credit card

  • Get all the features of the MBNA Rewards card with more earning potential
  • Earn 2 MBNA Rewards point for every $1 in eligible purchases‡
  • Get 10,000 bonus points after your first eligible purchase††
  • No limit to the points that can be earned in a year, points don’t expire
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • Enjoy price protection** and concierge services**
  • $89 annual fee
  • Take advantage of a credit card that rewards you for who you are.
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开卡送10000 积分=$100,首年无年费!

Scotiabank® GM®* VISA* Card

  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • No Annual fee
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对于感兴趣买GM旗下品牌汽车的人士,这张卡每年前5千消费都返还5%,也就是$250可以用于报销买车花销,超过5千的部分也有2%。

本卡还有年费版本:每年前$10000消费 5%返现用于购买GM汽车,而后2%,年费$79

The Starwood Preferred Guest®* Credit Card from American Express

  • New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 20,000 Welcome Bonus Starpoints®* after you charge $1500 in purchases to your Card in your first three months of Cardmembership. That’s enough for up to 5 free nights1.
  • You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG®* and Marriott Rewards®* hotels from November 15, 2016 through November 15, 201720
  • Earn 1 Starpoint for every $1 in all other purchases charged to the Card.2
  • Receive a Free Weekend Night Award when you reach $40,000 in purchases each year.3
  • Enjoy an automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.4
  • As a Cardmember, you5 could earn more Starpoints by referring a friend. For each approved referral you could earn a referral bonus of 10,000 Starpoints.6
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SCENE® VISA card

  • Start with 2,000 bonus SCENE points when your first purchase is made within the first 60 days
  • Earn 5 SCENE points for every $1 you spend on SCENE VISA purchases at participating Cineplex EntertainmentΔ theatres or online at cineplex.com
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • $0 annual fee
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为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换2张电影票, 看电影消费5倍积分.

Platinum Plus® MasterCard® credit card - 0% for 12

  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
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在其它的信用卡上欠了钱一时还不上可是要不得,利息可是高的吃人, 可以用这种卡过度一下,把债务转到这张卡,前12个月无利息!(注意转债务时有1%手续费)

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